North Otago Property Investors' Association

0277756081

north-otago@nzpif.org.nz

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Rental Property Insurance Cover

The insurance cover has been specifically formulated to address the main risks you face as a landlord. These benefits include:

Description of Cover Limit of Cover Excess
Full replacement up to sum insured Your sum insured Your choice of $400-$2,000

Major malicious damage by tenant (fire & explosion)

 Your sum insured Your choice of $400-$2,000
Deliberate damage by tenant $25,000 Your choice of $400-$2,000
Meth contamination (consumption or manufacture) $30,000 $2,500
Loss of Rents Cover (following property damage eg fire) $20.000-$80.000 Nil
Loss of Rents (eviction or abandonment) 6 weeks Your choice of $400-$2,000
Landlords contents $2,000-$60,000 Your choice of $4,00-$2,000
Hidden gradual damage cover $3,000 Your choice of $400-$2,000
Water and sewerage pipe blockage $1,000 Nil
Owners Legal Liability cover $2,000,000 Your choice of $400-$2,000
Full Earthquake cover Your sum insured Your choice of $400-$2,000

 

 

This is a summary of policy only. Refer to full policy wording for full details of cover.